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Common reasons why low interest personal loans get rejected.

Bad Credit Score

Sometimes, this can be a sole reason for the bank or the best licensed money lender singapore to reject your application. A bad credit score can mean a lot of things to a lender. It can reflect how you handle debt and how you deal with credit. It is very important that you make sure your credit score is good.

Insufficient Income

One of the reason that a personal loan can be rejected is having insufficient income coming in monthly. This definitely alarms the lender or the bank as it means that you will have difficulty in paying off your debt.

Having too many loans

It is important to note that a lender will always look for existing loans as well. The reason for this is that they need to estimate your capacity to pay. You may have a good income reflected in your pay slip but it may not be enough because you are paying off other fast cash loans in Singapore with lower interest rate.

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